Fondé en 1817 sous le nom de Banque de Montréal, BMO Groupe financier (TSX, NYSE : BMO) est un fournisseur de services financiersdiversifiés. BMO offre une vaste gamme de produits et de solutions dans les domaines des services bancaires de détail, de la gestion de patrimoine et des services de banque d’affaires.
Ils servent leurs clients canadiens par l’entremise de BMO Banque de MontréalMD, leur société de services bancaires aux particuliers et aux entreprises, de BMO Nesbitt Burns, l’une des plus importantes sociétés de gestion de patrimoine au Canada, et de BMO Marchés des capitauxMD, leur division nord-américaine de services de banque d’affaires et de services aux sociétés.
Aux États-Unis, ils servent leurs clients par l’intermédiaire de BMO Harris Bank, une importante banque du Midwest qui offre des services bancaires personnels et commerciaux, de BMO Private Bank qui compte des bureaux de gestion de patrimoine partout aux États-Unis, et de BMO Marchés des capitaux, leur division nord-américaine de services de banque d’affaires et de services aux sociétés.
(Source, Banque de Montréal)
CANADA - ÉTATS-UNIS ( Avec BMO Harris Bank de Chicago) - CHINE ( Avec COFCO Trust Co)
Ils servent leurs clients canadiens par l’entremise de BMO Banque de MontréalMD, leur société de services bancaires aux particuliers et aux entreprises, de BMO Nesbitt Burns, l’une des plus importantes sociétés de gestion de patrimoine au Canada, et de BMO Marchés des capitauxMD, leur division nord-américaine de services de banque d’affaires et de services aux sociétés.
Aux États-Unis, ils servent leurs clients par l’intermédiaire de BMO Harris Bank, une importante banque du Midwest qui offre des services bancaires personnels et commerciaux, de BMO Private Bank qui compte des bureaux de gestion de patrimoine partout aux États-Unis, et de BMO Marchés des capitaux, leur division nord-américaine de services de banque d’affaires et de services aux sociétés.
(Source, Banque de Montréal)
CANADA - ÉTATS-UNIS ( Avec BMO Harris Bank de Chicago) - CHINE ( Avec COFCO Trust Co)
BMO et sa performance américaine (Source : Le rapport Canadien Banks 2013)
The personal and commercial (P&C) banking operating group is the largest at BMO. The P&C group is composed of two retail and business
banking operations, P&C Canada and P&C US.
P&C US generated adjusted net income of CA$579 million (excluding amortization of acquisition related intangible assets), which is an increase of 48% from 2011. Revenue increased by 50%; 94% of this growth was due to M&I, with the remainder of the increase due to newly originated mortgages and commercial lending fees. Net interest margin decreased 0.1% due to deposit spread compression, decrease in loan spreads and competitive pricing. Adjusted non-interest expense grew by 50% and was largely due to increases in regulatory, support and litigation costs and M&I acquisition. BMO’s presence in the US is concentrated in the Midwest region.
Economic growth in the region was driven by enhanced automobile production and heavy business investment, offset by the effects of restrictive fiscal policies and severe drought. The acquisition of M&I increased BMO’s footprint in the US, contributing CA$318 million to reported net income, and is expected to yield annual cost savings from the integration of at least US$400 million.
BMO’s acquisitions in 2012 were far less significant than those in the prior year, but investment activity did demonstrate a continued interest in international markets. In June 2012, BMO completed the acquisition of CTC Consulting, a US based company, increasing their US presence and BMO’s ability to reach ultra high net worth individuals and wealth advisors. In 2012, BMO’s US operations accounted for 33% of total revenues, with CA$1,801 million of the US revenues attributed to the acquisition of Marshall & Ilsley in July 2011. BMO’s other notable acquisition was of a 19.99% interest in COFCO Trust Co., a subsidiary of one of China’s largest state owned organizations. This move expands upon BMO’s presence in China, where existing operations include an established subsidiary bank. BMO’s Asian presence will be further enhanced when it completes the acquisition of an Asian based wealth management business, which was announced in April 2012 and is expected to close in 2013.
banking operations, P&C Canada and P&C US.
P&C US generated adjusted net income of CA$579 million (excluding amortization of acquisition related intangible assets), which is an increase of 48% from 2011. Revenue increased by 50%; 94% of this growth was due to M&I, with the remainder of the increase due to newly originated mortgages and commercial lending fees. Net interest margin decreased 0.1% due to deposit spread compression, decrease in loan spreads and competitive pricing. Adjusted non-interest expense grew by 50% and was largely due to increases in regulatory, support and litigation costs and M&I acquisition. BMO’s presence in the US is concentrated in the Midwest region.
Economic growth in the region was driven by enhanced automobile production and heavy business investment, offset by the effects of restrictive fiscal policies and severe drought. The acquisition of M&I increased BMO’s footprint in the US, contributing CA$318 million to reported net income, and is expected to yield annual cost savings from the integration of at least US$400 million.
BMO’s acquisitions in 2012 were far less significant than those in the prior year, but investment activity did demonstrate a continued interest in international markets. In June 2012, BMO completed the acquisition of CTC Consulting, a US based company, increasing their US presence and BMO’s ability to reach ultra high net worth individuals and wealth advisors. In 2012, BMO’s US operations accounted for 33% of total revenues, with CA$1,801 million of the US revenues attributed to the acquisition of Marshall & Ilsley in July 2011. BMO’s other notable acquisition was of a 19.99% interest in COFCO Trust Co., a subsidiary of one of China’s largest state owned organizations. This move expands upon BMO’s presence in China, where existing operations include an established subsidiary bank. BMO’s Asian presence will be further enhanced when it completes the acquisition of an Asian based wealth management business, which was announced in April 2012 and is expected to close in 2013.
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BMO à la conquête de la Chine : http://www.bmo.com/ra2010/bmo-in-china.html
Pour BMO, la portion autres pays représente 6,2 G$ du total des prêts, commerciaux et entreprises